Saflio.

Finance, rethought.

A family of tools that handle your money β€” personal or business β€” without the fees, complexity, and middlemen. Starting with a point of sale system built for independent businesses.

We build the tools we wished existed

Saflio started with a spreadsheet β€” a personal budgeting tool built because nothing out there worked the way we needed it to. That spreadsheet turned into an app, that app turned into a POS system, and somewhere along the way it became clear: we weren't just building for ourselves anymore.

Saflio is building the finance stack that everyday people and businesses deserve. No complexity, no hidden fees, no middlemen taking a cut of every transaction. Just tools that handle your money the way you would if you had the time to build them yourself.

Starting with a point of sale system for independent businesses. Then budgeting, invoicing, remittance β€” and whatever else people actually need. Modular, self-hosted, flat-rate pricing. One product today, a full financial toolkit tomorrow. Built for the people who use it, by the people who needed it first.

Read the full story β†’
2 Products Live
3+ In Development
$0 Per-transaction fees

A growing family of business tools

Each product is independent. Use one, use them all β€” they're designed to work together but don't require each other.

Live
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Register (POS)

Point of sale, inventory, and kiosk mode for retail and food businesses. Scan items, process payments, track stock.

Open Register β†’
Coming Soon
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Budgeting

Personal and business finance tracking. Budgets, debt management, stock portfolios, subscriptions β€” built on the original spreadsheet.

Coming Soon
πŸ“„

Invoice

Professional invoicing for contractors and freelancers. Create, send, and track invoices. Payment reminders and reconciliation.

Coming Soon
🌍

Remit

International remittance and money transfers. Send and receive across borders without the usual fees and middlemen.

See plans and pricing β†’

Ready to get started?

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Create Free Account β†’